The cost of inpatient rehab varies according to the specific requirements of the person seeking treatment. Fortunately, there are accessible treatment alternatives available to individuals across a wide range of income levels.
This guide explores the following issues:
- How much does inpatient drug rehab cost?
- How much does inpatient alcohol rehab cost?
- How much is inpatient rehab with insurance?
- What’s the cost of inpatient rehab without insurance?
- How to connect with inpatient rehab in California.
Average Cost of Inpatient Drug Rehab
Research indicates that the average inpatient rehab cost is around $13,000 per person. That said, the actual cost of rehab can vary significantly due to several factors. The specific cost of drug rehabilitation or alcohol rehabilitation can be influenced by the type of addiction treatment program you choose, with costs mainly contingent on the level of care provided.
For instance, inpatient addiction treatment programs, typically lasting 28 to 30 days, may range in cost from $5,000 to $20,000 or even more, depending on the facility. Longer-duration programs, lasting 60 to 90 days, could cost anywhere from $12,000 to $100,000 or more.
Some people may require medical detoxification, a supervised process that facilitates a safer and more comfortable withdrawal from substances like alcohol or benzodiazepines under medical supervision. If medical detox is necessary, it can incur a daily cost ranging from $250 to $800.
Beyond this, addiction treatment aftercare, designed to help people in maintaining their recovery after completing a formal treatment program, might involve additional expenses.
Keep in mind that these figures are estimations and may not accurately reflect your personal expenses for addiction treatment. Health insurance coverage or government programs could potentially cover some or all of the costs associated with rehab. This means that the costs mentioned above should be regarded as general estimates only.
Average Cost of Inpatient Mental Health Rehab
The costs of residing in a residential treatment facility can vary significantly:
- Psychiatric residential treatment facilities: These can range from $10,000 to $60,000 per month, which translates to approximately $320 to $1,930 per day.
- Sober living facilities: Costs for sober living facilities typically fall between $3,000 and $10,000 per month.
The variation in costs is influenced by several factors, including the treatment facility’s environment and the range of therapies offered. For instance, more expensive psychiatric residential treatment facilities may provide spa-like amenities, but these luxurious features do not necessarily correlate with improved mental health outcomes.
Medicare and Medicaid generally do not cover the expenses of most residential mental health treatment centers. That said, many facilities collaborate with insurance providers to minimize out-of-pocket expenses for individuals seeking treatment.
How Much Does Inpatient Rehab Cost with Insurance?
The cost of rehab with insurance can vary depending on your specific insurance plan and coverage. Generally, individuals with insurance may have a portion of their rehab expenses covered, but it’s essential to understand your policy’s details.
Insurance coverage can significantly reduce the out-of-pocket expenses for rehab. Typically, insurance plans cover a portion of the costs, and the remaining amount is the responsibility of the individual. The exact coverage can depend on factors such as the type of treatment, the facility, and the duration of the program.
To determine the cost of rehab with insurance, contact your insurance provider or the rehab facility directly. They can help you understand your coverage, including any deductibles, co-pays, or limitations.
How Much Does Inpatient Rehab Cost Without Insurance?
Rehab costs without insurance can be considerably higher and may pose a financial challenge for many people. Without insurance coverage, you are responsible for covering the entire cost of treatment, which can range from thousands to tens of thousands of dollars.
The cost of rehab without insurance depends on the type of treatment, the facility’s location, and the duration of the program. Luxury rehab centers with upscale amenities tend to be more expensive than standard facilities, for instance.
To get an accurate estimate of rehab costs without insurance, reach out to the rehab center you’re interested in and inquire about their pricing structure. Some facilities may offer financial assistance or sliding scale fees based on income to make treatment more accessible for those without insurance coverage.
How FMLA & ACA Help with Rehab Cost
Families and individuals facing the financial burden of addiction treatment often wonder about their rights and options when it comes to seeking help for themselves or their loved ones. Both the FMLA (Family and Medical Leave Act) and ACA (Affordable Care Act) have provisions that can significantly assist individuals in accessing and affording rehabilitation services.
FMLA and rehabilitation
FMLA is a federal law that provides eligible employees with up to 12 weeks of unpaid leave per year for specific medical and family-related reasons, including the treatment of a serious health condition. One key aspect of FMLA for individuals seeking addiction treatment is that it can protect their job while they are away receiving inpatient care.
Here’s how FMLA can help with rehab costs:
- Job protection: Under FMLA, if you or your loved one needs inpatient addiction treatment, your employer is required to grant you job-protected leave for up to 12 weeks. This means that you can take the time necessary to attend a rehabilitation program without fearing job loss.
- Confidentiality: Employers are not entitled to know the specific reason for your FMLA leave. Your request for medical leave can be kept confidential, and your employer will only be aware that you are taking leave for a medical reason.
ACA and rehabilitation
ACA, also known as Obamacare, has made significant strides in improving access to addiction treatment by requiring all insurance plans to cover rehab stays as an essential health benefit. This means that insurance providers must include addiction treatment services as part of their coverage, making it more accessible and affordable for those in need.
Here’s how ACA can help with rehab costs:
- Insurance coverage: ACA mandates that all insurance plans offered through the health insurance marketplace and most employer-sponsored plans must cover the cost of addiction treatment services. This includes both outpatient and inpatient rehabilitation programs.
- Parity laws: ACA also enforces mental health and substance use disorder parity laws, ensuring that insurance providers cannot discriminate against individuals seeking addiction treatment by offering different coverage than that provided for other medical conditions.
The combination of FMLA job protection and ACA insurance coverage ensures that anyone struggling with addiction can take the necessary steps toward recovery without the fear of losing their job or facing exorbitant treatment costs. Develop an awareness of these laws and your rights when seeking addiction treatment, as they can significantly alleviate the financial burden associated with rehabilitation and promote a healthier, drug-free life.
Free Insurance Coverage Check
If you or a loved one is considering seeking help for addiction, explore your options, including potential insurance coverage for treatment. To help you with this process, you can take advantage of a free insurance coverage check right here.
By using this resource, you can quickly and conveniently determine if your insurance plan covers addiction treatment services, which can significantly reduce the financial burden associated with rehabilitation. This is a fundamental step toward accessing the care you need to overcome addiction and regain control of your life.
Get Inpatient Rehab for Addiction & Mental Health at Gratitude Lodge
If you require inpatient mental health treatment or help addressing addiction, reach out to Gratitude Lodge. We have inclusive and pet-friendly rehabs located in Newport Beach and Long Beach, CA, where you can initiate recovery from mental health issues or substance use disorders.
Inpatient rehab provides you with the most immersive and structured pathway to ongoing recovery. Over the course of a month or more, you can engage with the following evidence-based and holistic treatments:
- Talk therapies
- Motivational therapies
- Individual and group counseling
- Medical detoxification
- MAT (medication-assisted treatment)
- Family therapy
- Holistic therapies
- Aftercare planning
Whether or not you plan to use health insurance to pay for inpatient rehab, we can help you from detox to discharge and beyond. Call 888-861-1658 for on-the-spot assistance.