INSURANCE FOR TREATMENT

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DOES INSURANCE COVER ADDICTION TREATMENT?

Seeking out treatment and asking for help can be daunting. On top of that, there’s a cost to figure out. At Gratitude Lodge, we will help you determine if your insurance covers the cost of addiction treatment. Insurance policies differ when it comes to the cost of inpatient rehab, outpatient rehab, prescription medications received during detox, dual diagnosis conditions, follow-up counseling, and anti-craving medication.

Some insurance policies may cover treatment entirely. Some may limit your care providers or require you to contribute to the cost. The cost depends on your insurance policy deductible and your policy co-pay. Most treatment facilities can help determine if your insurance is eligible. We’re happy to check your insurance and find out what would be covered before you begin treatment. The good news is, we accept most PPO health insurance! And if you’re not covered by a PPO plan, don’t worry! There are other financing options available to you.

WE ACCEPT ALL MAJOR INSURANCE

We work with all major insurance plans to cover the costs of treatment.

PRIVATE HEALTH INSURANCE

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Private health insurance is partially or entirely paid by you or your employer. You can browse and purchase health insurance directly by visiting the website of a health insurance company. You may also find private health insurance through your employer or on a website that compares insurance benefits and costs.

Private health insurance plans may be offered by the same companies that also offer public health insurance that you find on the ACA marketplace. If you’re able to plan ahead before you go to rehab, you may want to consider choosing insurance with a lower deductible, so you will have to pay less out of pocket.

BENEFITS

With private insurance, you may have to choose a plan provided by your employer, or you may be able to pick a company and plan of your preference. You’re able to choose a plan for seeing the doctor less with a higher monthly premium. While that may not be the best plan to choose for rehab, here are some benefits when using private insurance.

LIMITATIONS

It’s important that you’re matched with a facility and rehabilitation programs that will work specifically for you. After calling a treatment expert, you’ll have a pre-screen interview over the phone to determine the best rehab facility and treatments suited to your situation. Here are some of the topics that you can expect to discuss.

PUBLIC HEALTH INSURANCE

Public health insurance can be subsidized depending on your tax bracket, or paid entirely by public government funds. You can find out if you’re eligible for subsidized health insurance by going to healthcare.gov Public health insurance may be paid for by the state, city, or county.

Unfortunately, at Gratitude Lodge, we are not able to offer treatment services to people on Medicare. However, if you have a PPO insurance plan purchased through healthcare.gov, our treatment may be covered by your provider. Be sure to speak to our team to find out more. If you are not covered, there are other recovery treatment payment options available to you.

BENEFITS

Public health insurance may cover rehab or cover a significant portion of it. The ACA also requires public insurance to cover pre-existing conditions, such as a mental illness that you had before receiving treatment for substance abuse. You may also benefit from:

LIMITATIONS

Though public health insurance offers a lot of help, there may be limitations on coverage. This could include the facilities you are able to use your insurance, which providers will take your insurance, and how much is covered by the government or public funding. Here are some limitations you may encounter.

QUESTIONS TO ASK YOUR PROVIDER

It’s important to check with your insurance provider when looking into rehab to see if they cover evaluation, medication, inpatient stays or outpatient visits, and aftercare. You can check coverage on your provider’s website or app, and you can call the rehab facility of your choice to make sure they take your insurance.

There may be exceptions to some coverage, such as pre-existing conditions, which are conditions you have had before your coverage began. Plans in the ACA marketplace are required to cover pre-existing conditions. Here are more questions you’ll want to clarify when talking with your insurance provider over the phone.

WHAT IF I’M NOT COVERED?

If you’re not covered by health insurance, or your current healthcare provider won’t cover the costs of rehab, there are still options available to you. You may be eligible for a personal loan, or a health care credit card, to cover the remaining costs that you or your insurance can’t cover. Money should never get in the way of your sobriety. Speak to our team to learn more about alternative financing options.

Don’t Let Addiction Control You

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Our Partners

WE ACCEPT MOST PPO INSURANCE

Drug and alcohol rehab should be accessible to everyone. At Gratitude Lodge,
we work with most insurance plans to cover the costs of treatment.

Drug detox can vary according to the patient’s addiction factors, including the substance abused, how long the addiction has lasted, the patient’s medical condition, if any other disorders are present, and more. Our skilled and credentialed team at Gratitude Lodge work closely with every patient going through drug detox, facilitating the beginnings of a successful recovery at our rehab addiction centers in Orange County, CA.

Drug detox can vary according to the patient’s addiction factors, including the substance abused, how long the addiction has lasted, the patient’s medical condition, if any other disorders are present, and more. Our skilled and credentialed team at Gratitude Lodge work closely with every patient going through drug detox.

Many patients don’t realize the toxicity of prolonged alcohol abuse and how it affects the body. Alcohol detox at the luxurious rehab addiction centers at Gratitude Lodge leeches your body of these toxins in preparation for successful treatment for drugs and alcohol abuse. Alcohol detox may not take as long or produce severe withdrawal symptoms, but it is still an essential beginning to your recovery.

Many patients don’t realize the toxicity of prolonged alcohol abuse and how it affects the body. Alcohol detox at the luxurious rehab addiction centers at Gratitude Lodge leeches your body of these toxins in preparation for successful treatment for drugs and alcohol abuse.
an image of clients representing drug detox california

Holistic Therapy

Our holistic therapy treatments offer a full-scope approach to recovery, addressing your mind, body, and emotions as part of a comprehensive treatment plan. This therapy is designed to help address underlying issues and integrate alternative therapies to promote overall health and well-being.
Gratitude Lodge clients laughing, representing drug detox california

Psychotherapy

An essential part of your treatment experience, we offer individual (CBT and DBT talk therapy) and group addiction treatment counseling to help you explore and address the emotional component of addiction, providing you with the tools, self-awareness, and empowerment you need to maintain recovery.
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Dual Diagnosis

Dual Diagnosis is a highly effective addiction treatment that addresses substance use and mental health disorders simultaneously. Often co-occurring, these disorders are best managed when treated together with specific and targeted therapy.
an image of a client and therapist at Gratitude Lodge's Long Beach addiction treatment center

Medication-Assisted Treatment (MAT)

Medication-Assisted Treatment provides you with FDA-approved medications to help ease the symptoms of withdrawal while you’re in treatment. This makes the detox process easier and safer, as well as increasing the chances of a successful recovery.
an image of clients outside after getting help at Gratitude Lodge's rehab in Long Beach, California

Sober Living

Sober living provides a supportive and substance-free living environment for your ongoing recovery. We partner with a number of upscale and carefully vetted sober living homes that are available to our clients after inpatient alcohol and drug addiction treatment.
an image of clients at Gratitude Lodge's carson drug rehab

Outpatient Treatment

Once detox and inpatient are complete, we provide an easy transition to outpatient care through our hand-selected partners. This program offers a more flexible approach, allowing you to ease back in to daily life while still receiving frequent & effective care.
An image of clients going through inpatient substance abuse treatment

Inpatient Treatment

Inpatient treatment provides an intensive and comprehensive addiction treatment program in a structured environment. You will receive 24/7 expert care, therapy, and support as you build your foundation for long-term recovery.
an image of clients at clients at Gratitude Lodge's representing fear in recovery

Drug & Alcohol Detox

A crucial first step in the recovery process, our detox program provides a comfortable, medically supervised environment that addresses the physical aspect of addiction and eliminates substances from your body.
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Jenni Bussi

Jenni Busse MS, LPCC

Jenni Busse MS, LPSS is the Clinical Director at Gratitude Lodge. Jenni oversees the clinical program and the clinical team at Gratitude Lodge as a whole. Jenni has worked in treatment for almost 14 years. Her background as a licensed therapist and her passion for helping others intersected with addiction recovery when she started working primarily in detox residential treatment.
Joe Gilmore

Joseph Gilmore

Joseph Gilmore has been working in the addiction industry for half a decade and has been writing about addiction and substance abuse treatment during that time. He has experience working for facilities all across the country. Connect with Joe on LinkedIn.

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