BCBS INSURANCE INFORMATION FOR DRUG REHAB

drug rehab insuranceLearn how you can initiate your recovery from addiction with Gratitude Lodge. We offer treatment programs for alcoholism (alcohol use disorder), drug addiction (substance use disorder), and mental health disorders. Most PPO insurance providers will cover at least part of the costs of addiction treatment, including drug rehab BCBS with insurance coverage and drug rehab with Aetna insurance.

Access these evidence-based interventions at our three Gratitude Lodge locations in Newport Beach, San Diego, and Long Beach:

  • Experienced and dedicated staff
  • Affordable luxury rehab
  • Pet-friendly and inclusive environment
  • Medically supervised drug or alcohol detoxification
  • 30-day inpatient programs
  • 90-day outpatient programs
  • IOPs (intensive outpatient programs)
  • 12-step immersion program
  • Treatment covered by most PPO insurance, including BCBS (Blue Cross Blue Shield)
  • Long Beach, San Diego, and Newport Beach

This guide will help you to establish whether or not you have the best health insurance for drug rehab. You can also learn how to connect with drug rehab centers that accept insurance for addiction treatment.

DOES HEALTH INSURANCE COVER DRUG REHAB?

Among the most common questions asked by those exploring recovery from addiction are: 

  1. What is the best insurance for drug rehab”.
  2. Does insurance cover rehab.”

Luckily, most health insurance providers will cover at least part of the costs of treatment for alcoholism and drug addiction. Addiction, clinically described as substance use disorder, is a chronic, relapsing, and incurable brain disorder. Accordingly, addiction should be treatmed similarly to mental or physical health conditions like cancer, heart disease, and PTSD (post-traumatic stress disorder).

That said, many variables will influence the extent and type of coverage that a health insurance plan will provide if you require treatment for alcoholism or drug addiction. You must also find a drug rehab that takes insurance. 

If you need rehab services that are not covered by your insurance plan, you might consider private pay or a personal loan to ensure that you connect with the inpatient or outpatient treatment you need.

Does BCBS West/Prime insurance cover drug rehab and alcohol rehab, then?

DOES BCBS INSURANCE PAY FOR DRUG REHAB AND ALCOHOL REHAB?

At Gratitude Lodge, we feel that nobody should be prevented from accessing treatment for drug or alcohol addiction treatment. To widen accessibility, we will gladly work with most major insurance plans so you can cover the costs of the treatment you need.

Does BCBS health insurance cover drug rehab, then?

DOES BCBS INSURANCE COVER REHAB FOR ALCOHOL?

BCBS health insurance will cover at least part of the costs of alcoholism rehab. If you have alcohol use disorder, you will be eligible for BCBS coverage at many treatment centers, including Gratitude Lodge. Rehab coverage with BCBS will depend upon the specifics of your health insurance plan. 

Whether you require inpatient rehab or intensive outpatient treatment for alcohol addiction, connect with Gratitude Lodge today and discuss your BCBS coverage. Call 844-576-0144.

DOES BCBS WEST/PRIME INSURANCE COVER REHAB FOR DRUGS?

For those who require treatment for substance use disorder (the clinical descriptor for drug addiction), most BCBS plans will provide coverage for the following:

  • Detoxification
  • Inpatient rehab
  • IOP (intensive outpatient program)

BCBS health insurance plans will only provide coverage for detox if admittance to a clinical detox center is considered an essential component of your recovery. 

Some BCBS plans let you engage with treatment from out-of-network carriers. The cost of treatment will always be greater than if you use an in-network provider like Gratitude Lodge.

To discover more about inpatient and outpatient rehab at Gratitude Lodge, call the friendly team at 844-576-0144.

USING INSURANCE FOR REHAB UNDER THE AFFORDABLE CARE ACT

In 2010, the ACA (Affordable Care Act) passed with the following three primary goals:

  1. Increase access to affordable health insurance.
  2. Expand the existing Medicaid program.
  3. Promote new methods of delivering clinical care, further decreasing the overall cost of healthcare.

By 2014, all new individual and group insurance plans were obliged to provide coverage for ten key health benefits. Both addiction treatment services and mental health treatment services are deemed essential health benefits.

Beyond this, the ACA also obliges insurers to offer health plan coverage similar to the coverage provided for surgical care or general medical care. 

You may find your health insurance policy will cover the cost of outpatient treatment, inpatient treatment, and other treatment services associated with addiction. The extent of coverage will vary from plan to plan and from policy to policy. 

Resultantly, it can be tough to navigate the scope of coverage and any exclusions on your health plan. Additionally, you will need to determine whether the treatment centers on your shortlist will accept insurance as payment for addiction treatment.

Speak with your insurance provider and the rehabs on your shortlist to discuss specifics of coverage.

HOW TO DETERMINE IF YOUR INSURANCE WILL COVER REHAB

First, check your health insurance plan. Call the insurer and ask about the types of addiction treatment your policy will cover. This will help you to compare rehabs and treatment programs more efficiently. 

Private health insurance plans that offer the most solid coverage for addiction treatment typically cost more. These insurance companies will usually provide at least partial coverage for the cost of addiction treatment:

  • BCBS (Blue Cross Blue Shield)
  • Humana
  • Cigna
  • United Healthcare
  • Aetna

WHAT REHAB SERVICES ARE COVERED BY HEALTH INSURANCE?

Although health insurance providers are obliged to cover treatment costs for alcoholism and drug addiction, benefits will vary from from provider to provider and from state to state. Check your benefits closely before engaging with treatment.

The majority of health insurance plans provide the following coverage:

  • Outpatient treatment
  • Intervention services
  • Screenings
  • Medical detox
  • Medically managed inpatient treatment
  • Behavioral interventions (counseling and psychotherapy)
  • Treatment for dual diagnosis (addictions with co-occurring mental health disorders)

Beyond these basics, some health plans will also offer coverage for the following therapies:

  • IOPs (intensive outpatient programs)
  • PHPs (partial hospitalization programs)
  • MAT (medication-assisted treatment)
  • Inpatient hospitalization (short-term)
  • Preventative counseling
  • Follow-up counseling
  • Care management
  • Peer support services
  • Risk reduction interventions

WHAT REHAB SERVICES ARE NOT COVERED BY HEALTH INSURANCE?

Not all health insurance plans will cover the costs of residential rehab.

Unless services are deemed medically necessary, health insurance will typically not provide coverage, even if these interventions might be beneficial for your recovery. 

Additionally, these services are not typically covered by health insurance plans:

  • Holistic treatment
  • Recreation programs
  • Food delivery
  • Private treatment services
  • Non-medical amenities
  • Alternative therapies

Although health insurers must provide coverage for first-time addiction treatment, the cost of treatment for relapses might not be covered. If you relapse in your recovery, contact your care manager, and ask them to advocate so that you get the treatment you require for sustained recovery.

HOW TO FINANCE REHAB WITHOUT HEALTH INSURANCE

Even if you do not have private health insurance, there are other options to connect you with the treatment you need.

Some states offer free rehab or state-funded rehab programs for those with no funding or health insurance in place.

You may also consider the following options:

  • Savings
  • Financial support from loved ones
  • Loans
  • Payment plans
  • Scholarships

DOES MY INSURANCE COVER REHAB? VERIFY TODAY!

First, check that your health insurance plan covers the costs of addiction treatment.

Next, consult your treatment provider to establish the extent of your treatment needs. Expect an initial assessment to determine the severity and scope of your addiction, as well as physical tests. This allows the treatment team to recommend the treatment you need for ongoing recovery.

Verify that the rehab you are attending accepts health insurance as payment and check that your insurance provider will pay the costs of this treatment.

You will then work directly with the treatment center. Most rehabs employ specialists to help guide you through the process.

ADDICTION TREATMENT WITH BCBS INSURANCE AT GRATITUDE LODGE

Go here to determine insurance coverage eligibility.

Call Gratitude Lodge at 844-576-0144 for immediate assistance.

Drug detox can vary according to the patient’s addiction factors, including the substance abused, how long the addiction has lasted, the patient’s medical condition, if any other disorders are present, and more. Our skilled and credentialed team at Gratitude Lodge work closely with every patient going through drug detox, facilitating the beginnings of a successful recovery at our rehab addiction centers in Orange County, CA.

Drug detox can vary according to the patient’s addiction factors, including the substance abused, how long the addiction has lasted, the patient’s medical condition, if any other disorders are present, and more. Our skilled and credentialed team at Gratitude Lodge work closely with every patient going through drug detox.

Many patients don’t realize the toxicity of prolonged alcohol abuse and how it affects the body. Alcohol detox at the luxurious rehab addiction centers at Gratitude Lodge leeches your body of these toxins in preparation for successful treatment for drugs and alcohol abuse. Alcohol detox may not take as long or produce severe withdrawal symptoms, but it is still an essential beginning to your recovery.

Many patients don’t realize the toxicity of prolonged alcohol abuse and how it affects the body. Alcohol detox at the luxurious rehab addiction centers at Gratitude Lodge leeches your body of these toxins in preparation for successful treatment for drugs and alcohol abuse.
an image of clients representing drug detox california

Holistic Therapy

Our holistic therapy treatments offer a full-scope approach to recovery, addressing your mind, body, and emotions as part of a comprehensive treatment plan. This therapy is designed to help address underlying issues and integrate alternative therapies to promote overall health and well-being.
Gratitude Lodge clients laughing, representing drug detox california

Psychotherapy

An essential part of your treatment experience, we offer individual (CBT and DBT talk therapy) and group addiction treatment counseling to help you explore and address the emotional component of addiction, providing you with the tools, self-awareness, and empowerment you need to maintain recovery.
woman at beach representing drug detox in california

Dual Diagnosis

Dual Diagnosis is a highly effective addiction treatment that addresses substance use and mental health disorders simultaneously. Often co-occurring, these disorders are best managed when treated together with specific and targeted therapy.
an image of a client and therapist at Gratitude Lodge's Long Beach addiction treatment center

Medication-Assisted Treatment (MAT)

Medication-Assisted Treatment provides you with FDA-approved medications to help ease the symptoms of withdrawal while you’re in treatment. This makes the detox process easier and safer, as well as increasing the chances of a successful recovery.
an image of clients outside after getting help at Gratitude Lodge's rehab in Long Beach, California

Sober Living

Sober living provides a supportive and substance-free living environment for your ongoing recovery. We partner with a number of upscale and carefully vetted sober living homes that are available to our clients after inpatient alcohol and drug addiction treatment.
an image of clients at Gratitude Lodge's carson drug rehab

Outpatient Treatment

Once detox and inpatient are complete, we provide an easy transition to outpatient care through our hand-selected partners. This program offers a more flexible approach, allowing you to ease back in to daily life while still receiving frequent & effective care.
An image of clients going through inpatient substance abuse treatment

Inpatient Treatment

Inpatient treatment provides an intensive and comprehensive addiction treatment program in a structured environment. You will receive 24/7 expert care, therapy, and support as you build your foundation for long-term recovery.
an image of clients at clients at Gratitude Lodge's representing fear in recovery

Drug & Alcohol Detox

A crucial first step in the recovery process, our detox program provides a comfortable, medically supervised environment that addresses the physical aspect of addiction and eliminates substances from your body.
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Jenni Bussi

Jenni Busse MS, LPCC

Jenni Busse MS, LPSS is the Clinical Director at Gratitude Lodge. Jenni oversees the clinical program and the clinical team at Gratitude Lodge as a whole. Jenni has worked in treatment for almost 14 years. Her background as a licensed therapist and her passion for helping others intersected with addiction recovery when she started working primarily in detox residential treatment.
Joe Gilmore

Joseph Gilmore

Joseph Gilmore has been working in the addiction industry for half a decade and has been writing about addiction and substance abuse treatment during that time. He has experience working for facilities all across the country. Connect with Joe on LinkedIn.

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