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Discover how you can kickstart your recovery from addiction with Gratitude Lodge.
We provide treatment programs for:
Many health insurance providers will offer at least partial coverage of the cost of addiction treatment, including drug rehab Aetna with insurance coverage.
You can benefit from the following evidence-based interventions at three Gratitude Lodge locations in Long Beach, San Diego, and Newport Beach:
Treatment is covered by most PPO insurance, including drug rehab with Aetna insurance.
Today’s guide will help you determine whether you have the best health insurance for drug rehab or alcohol rehab. You will also discover how to connect with drug rehab centers that accept insurance for addiction treatment.
Some of the most common questions posed by those considering recovery from addiction are:
Fortunately, most health insurance carriers will cover at least some of the costs of treatment for drug addiction and alcoholism. Addiction, known clinically as substance use disorder, is a chronic and relapsing brain disorder. As such, addiction should be treated in a similar way to physical or mental health conditions like heart disease, cancer, or PTSD (post-traumatic stress disorder).
There are many factors that impact the type and extent of coverage provided by a health if you need treatment for drug addiction, alcoholism, or addiction to prescription medications. You will also need to find a drug rehab that takes insurance
If you require the type of rehab services that your insurance plan does not cover, you could consider private pay. You could also take out a personal loan if you need inpatient or outpatient treatment that is not covered by your Aetna health insurance.
Does Aetna insurance cover drug rehab and alcohol rehab, though?
At Gratitude Lodge, we believe that everybody with an addiction should be able to access quality care for drug or alcohol addiction treatment. To improve overall accessibility, we will happily work with major insurance providers like Aetna, enabling you to cover the cost of the treatment you need to reclaim your life from addiction.
Does Aetna health insurance cover drug rehab, then?
Aetna health insurance plans will at least partially cover the costs of alcoholism rehab. If you have been diagnosed with alcohol use disorder, you will be eligible for Aetna coverage at treatment centers like Gratitude Lodge. Rehab coverage with Aetna will be contingent on the specifics of your plan.
Whether you need inpatient or intensive outpatient treatment for alcohol addiction, reach out to Gratitude Lodge today to discuss your Aetna coverage by calling (888) 861-1658.
If you need treatment for drug addiction – clinically described as substance use disorder – Aetna health insurance plans will provide the following coverage:
Aetna health insurance plans only meet the costs of detoxification if admittance to a medical detox center is deemed a vital component of your addiction recovery.
Some Aetna plans may allow you to engage with addiction treatment delivered by out-of-network providers. Expect to pay substantially less if you opt for an in-network provider such as Gratitude Lodge.
To find out more about inpatient or outpatient rehab at Gratitude Lodge, reach out to our friendly team today. Call (888) 861-1658.
The ACA (Affordable Care Act) passed in the United States in 2010. The ACA has three main goals:
In 2014, all new insurance plans, both individual plans and group, were obligated to offer coverage for ten essential health benefits. Both addiction treatment and mental health treatment are considered essential health benefits.
Additionally, the ACA also compels insurers to offer health plan coverage in line with the coverage offered for general medical care or surgical care.
You might find that your health insurance plan will cover the cost of inpatient treatment, outpatient treatment, and other services associated with addiction. The scope of coverage will differ from plan to plan and from provider to provider. This means that it can be challenging to determine the extent of coverage and to discover whether there are any exclusions in place on your health plan. Beyond this, you will also need to establish whether the treatment centers you are considering will accept insurance for addiction treatment.
Consult your insurance provider and then speak with the treatment centers on your shortlist to discuss the specifics of coverage.
First, check your health insurance policy. Call the insurance provider and inquire about which types of addiction treatment are covered by your plan. This will enable you to compare treatment programs and rehabs more easily.
Private health insurance plans which provide the most robust addiction treatment coverage are typically more expensive These insurance providers will normally provide at least partial coverage for addiction treatment:
While health insurance providers must cover treatment costs for drug addiction and alcoholism, benefits will vary from state to state and from provider to provider. Check your benefits carefully before you engage with treatment.
Most health insurance plans offer the following types of coverage:
Beyond this, some plans may also offer coverage for these therapies:
Not every health insurance plan will meet the cost of residential rehab.
If services are not deemed medically necessary, most health insurance will not provide coverage, even if these treatments could be beneficial for your recovery.
The following services are rarely covered by health insurance plans:
While health insurers are obliged to provide coverage for the treatment of first-time addictions, they are not compelled to meet the costs of treatment for relapses. If you experience a relapse in your recovery, ask your care manager to advocate so that you get the treatment you need for your sustained recovery.
How to Finance Rehab Without Health Insurance
If you do not carry private health insurance, can pursue a few other options to ensure that you connect with the addiction treatment you need.
Some states will offer state-funded rehab programs or free rehab programs for those without health insurance or alternative funding in place.
You could also consider these options:
First, confirm that your health plan meets the cost of addiction treatment.
Next, contact your treatment provider to determine the scope of the treatment you require. Expect physical tests and an assessment to diagnose the severity of your addiction. The treatment team can then recommend an appropriate course of treatment.
Check that the rehab you choose accepts insurance as payment. Also, verify that your insurer will meet the cost of this treatment.
You can then work directly with the rehab center. Many rehabs employ specialists to streamline the process of engaging with addiction treatment with health insurance.
Check your insurance coverage eligibility right here.
Call Gratitude Lodge today at (888) 861-1658 for immediate assistance.